Abstract:
Housing Finance is linked with the provision of infrastructure and utilities because it has a
clear relationship with the volume of new stock which will be built. As mentioned earlier, housing
finance plays an intermediary role between production consumption economy and housing system.
Through change in polices in the capital market can be expanded so that a part of the resources flow
into housing. Thus, housing finance is an important link in the potential for transforming the creation
of housing and social urban investment into strips of property and benefit for the people including
low income groups. How the flow of resource helps the wider range of income groups will depend
upon the terms and conditions built into the design of housing credit. Generally, housing requires
longer term finance than the one in industry
